Themis ⚖️ — Australian Financial Data Dashboard

Key Economic Indicators — Australia

RBA Cash Rate

4.35%

Effective 6 May 2026

▲ +0.25% May decision

Headline CPI (Annual)

4.6%

March 2026 — ABS

▲ from 3.7% Feb

Trimmed Mean CPI

3.3%

RBA's preferred measure

Above 2–3% target

ASX 200

8,636

S&P/ASX 200 — 15 May 2026

▼ -3.7% vs 3 months ago

Transport Inflation

+8.9%

Fuel +24.2% annual | Mar record

Key CPI driver

Housing Inflation

+6.5%

Rents driving component

Persistent pressure

RBA Cash Rate History — 2022 to 2026

RBA Cash Rate Target

Full cycle: emergency lows → aggressive hiking → partial easing → re-hiking on inflation resurgence

CPI Breakdown — March 2026

CPI by Category — Annual % Change

Colour scale: red ≥ 6%, orange ≥ 4%, yellow ≥ 3%, green below target

Headline vs Underlying CPI

Trimmed mean strips out volatile items — RBA focuses here, not headline

ASX 200 Index

ASX 200 Level

8,636

15 May 2026

▼ -3.7% (3mo)

52-Week High

9,203

Mid-February 2026 peak

52-Week Low

8,262

Intra-year low

Stocks Tracked

—

ASX 200 constituents

ASX 200 — 3 Month Price History

S&P/ASX 200 Daily Close

Feb 15 – May 15 2026. Peak ~9,200 mid-Feb → selloff to ~8,366 in March → partial recovery → current 8,636

ASX 200 — All Stocks

Code ↕	Company ↕	Sector	Price ↕	3mo % ↕	52wk Low ↕	52wk High ↕
Loading ASX 200 data...

Data: Yahoo Finance (unofficial API, 3-month history). Suitable for prototyping. For production use a licensed data feed. Not investment advice.

Tax Rates — FY2025-26 (Stage 3 Applied)

Income Tax Brackets

Australian resident rates + 2% Medicare levy. Stage 3 tax cuts from 1 July 2024 — 19% bracket abolished, 32.5% → 30%.

Taxable Income	Rate	Effective + Medicare
$0 – $18,200	Nil	0%
$18,201 – $45,000	16¢ per $1	18%
$45,001 – $135,000	30¢ per $1	32%
$135,001 – $190,000	37¢ per $1	39%
$190,001+	45¢ per $1	47%

Stage 3 impact: Major relief for $45k–$135k earners. A $100k income now pays ~$26,200 tax vs ~$29,467 pre-Stage 3 — saving ~$3,267/year.

Marginal Rate by Income

Total effective marginal rate including 2% Medicare levy

Superannuation — FY2025-26

Key Super Thresholds

ATO-verified. Concessional cap indexed up from $27,500 (FY2024-25).

Threshold	Amount
Superannuation Guarantee rate	12.0% (final)
Concessional contributions cap	$30,000 p.a.
Non-concessional contributions cap	$120,000 p.a.
Bring-forward rule (3 years)	$360,000
Division 293 threshold	$250,000
Transfer Balance Cap	~$1,900,000
Co-contribution (lower threshold)	$43,445
Co-contribution (upper threshold)	$58,445
Max government co-contribution	$500
LISTO income ceiling	$37,000
Preservation age	60 (all born after 1 Jul 1964)

Tax Savings from Salary Sacrifice

Salary sacrifice into super taxed at 15% vs marginal rate. Indicative annual savings.

Income	Marginal Rate	$5k sacrifice saves	$10k sacrifice saves
$45,000	18% effective	$150	$300
$80,000	32%	$850	$1,700
$120,000	32%	$850	$1,700
$150,000	39%	$1,200	$2,400
$200,000+	47% (Div 293 applies)	$1,600	$3,200

Note: Division 293 tax applies an extra 15% charge to concessional contributions for income over $250,000, reducing the benefit at that level.

Age Pension — Effective 20 March 2026 (Services Australia)

Single — Max Fortnightly

$1,201

$31,223 estimated per annum

Couple — Combined Max

$1,810

$47,070 estimated per annum

Single — Income Cut-off

$2,620

Fortnightly — pension nil above this

Single Homeowner — Asset Cut-off

$722k

Part pension nil above this

Payment Rates (Fortnightly)

Maximum Payment Rates

Updated 20 March 2026. Next review: 20 September 2026.

Category	Per Fortnight	Est. Annual
Single — total	$1,200.90	$31,223
↳ Basic rate	$1,100.30	—
↳ Pension supplement	$86.50	—
↳ Energy supplement	$14.10	—
Couple (each) — total	$905.20	—
Couple combined — total	$1,810.40	$47,070

Assets Test — Full Pension Limits

Taper: $3/fortnight per $1,000 assets over limit. Home is exempt.

Situation	Full pension	Part pension cut-off
Single homeowner	$321,500	$722,000
Single non-homeowner	$579,500	$980,000
Couple homeowner	$481,500	$1,085,000
Couple non-homeowner	$739,500	$1,343,000

Income Test

Standard Income Test

Financial assets assessed via deeming rules. Work Bonus: $300/fn exempt.

Situation	Free area (fn)	Taper	Cut-off (fn)
Single	$218	50¢ per $1	$2,619.80
Couple (combined)	$380	25¢ per $1 (each)	$4,000.80

Pension Taper — Single Homeowner

How assets reduce your fortnightly pension (assets test)

APRA — Comprehensive Product Performance Package 2025

Underperforming Funds

1

10-year return basis, 2025 CPPP

High-Fee Products

5

Above-benchmark admin fees flagged

CPPP Publication

Aug 25

Annual APRA assessment

⚠️ Significantly Underperforming — Investment Returns (10yr)

APRA 2025 CPPP — funds failing the 10-year net return benchmark test

Licensee	Fund	Product	Status
Bendigo Superannuation Pty Ltd	The Bendigo Superannuation Plan	Bendigo MySuper	Underperforming

⚠️ Significantly Higher Admin Fees

Products with admin fees materially above comparable MySuper benchmark

Fund / Product	Flag
Superhero Super OneSuper / Diversa Trustees	High Fees
smartMonday PRIME Smart Future Trust / Equity Trustees	High Fees
IOOF MySuper IOOF Portfolio Service	High Fees
Virgin Money MySuper Mercer Super Trust	High Fees
Prime Super MySuper Prime Super Pty Ltd	High Fees

Source: APRA Comprehensive Product Performance Package (CPPP) 2025, published 29 August 2025. Full fund-by-fund net return and fee data available via APRA's interactive tool at apra.gov.au. The APRA heatmap is JavaScript-rendered — full dataset requires downloading APRA's published Excel/CSV files quarterly. Next CPPP expected: Q3 2026.